Health coverage for the advisors
who guide everyone else.
ACA marketplace plans, small RIA group options, and tax-smart coverage built around the way independent FAs actually work - variable income, S-Corp setups, and all.
Two minutes. Free. Friendly process. No spam - promise.
You spend your career protecting other people's futures.
Let's protect yours.
Advisors we cover.
If you run your own practice, we've sat across the table from someone like you.
Solo RIAs
Fee-only and fee-based advisors running their own shop.
Small RIA Firms
2-10 advisors and staff looking for group benefits.
Wealth Management Consultants
High-net-worth specialists and family-office consultants.
Financial Planners (CFP)
Comprehensive planning pros across every life stage.
Insurance Agents
Life, P&C, and annuity specialists - yes, you need health too.
Why independent advisors need their own coverage.
No more broker-dealer benefits
Going independent means going solo on coverage. We replace what your old W-2 used to do - without the cubicle.
High-stress, high-stakes work
Fiduciary pressure is real. Plans with strong mental health and therapy networks make a difference.
Schedule C and S-Corp owners get real tax advantages
100% above-the-line premium deductions for self-employed advisors. We help you confirm with your CPA.
Small RIA group plans are achievable
Even 2-3 employees can qualify in most states. Cleaner underwriting, guaranteed issue, and predictable budgeting.
Three friendly steps.
Tell us about your practice
Solo, small firm, hybrid - and any family on the plan.
We compare plans for FAs and RIAs
ACA, group, HSA-qualified, and S-Corp-friendly options side-by-side.
Free advisor call within 24 hours
Walk through your shortlist with a real human. No pressure.
What advisors like these might say.
These are illustrative composites based on common advisor situations, shown with first names only. They are not verified customer reviews.
"I left a wirehouse to go independent and immediately realized I had no idea how to buy health insurance. Advisor Shield walked me through an ACA plan with HSA in about 20 minutes."
"Setting up our small group plan felt daunting until we found these folks. Three advisors, one admin, a plan our team is proud of."
"They modeled the Schedule C premium deduction against my S-Corp setup and showed me a cleaner path."
Tell us about your practice.
We'll bring back the math.
Five short questions about you and your firm — no SSN, no income verification, no carrier sales pitch. A licensed strategist (the same one you'll work with at renewal) picks up from here.
Who are you searching for?
We'll tailor your options based on who needs coverage.