Vision Coverage for the Advisor Behind the Screen All Day
Between portfolio reviews, planning software, and back-to-back video calls, an independent advisor's eyes do a lot of work. A comprehensive eye exam averages $200-$300 without insurance, and a new pair of prescription glasses can run $400-$700. Advisor Shield Health compares vision plans starting at just $12 per month, sized for a solo practice or a small advisory team.
What Does Vision Insurance Cover?
Annual Eye Exams
Most vision plans cover one comprehensive eye exam per year at little to no cost-sharing. This includes refraction testing, glaucoma screening, and a full assessment of your eye health by a licensed optometrist or ophthalmologist.
Prescription Eyeglasses
Vision plans provide an annual allowance (typically $100-$200) toward frames and lenses, plus discounts on lens upgrades such as anti-reflective coatings, progressive lenses, and blue-light-blocking options for long screen days.
Contact Lenses
Rather than using the glasses allowance, most plans let you apply a similar benefit toward contact lenses - including the fitting exam, trial lenses, and an annual supply of disposables or extended-wear contacts.
LASIK & Corrective Surgery Discounts
Most major vision plans include discounts of 15-30% on LASIK, PRK, and other laser corrective eye procedures through in-network providers.
Additional Benefits
Discounts on additional pairs of glasses, online eyewear retailer access, blue-light filter and specialty lens upgrades, and kids' eyewear programs if you're covering a family plan.
How Much Does Vision Insurance Cost?
Given that a single eye exam plus a basic glasses purchase can exceed $400-$600, many advisors recover the annual premium cost with just one visit.
Vision + Dental Bundles for Advisory Practices
Most solo advisors and small RIA teams find it simpler to bundle dental and vision coverage together. Advisor Shield Health offers combination plans that bundle both for as little as $28-$45/month - one enrollment instead of two. Ask your agent about bundle pricing when you request your free quote.
Ready to see your options?
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